Your property
Your home is one of the largest expenses of your lifetime. Whether you’re buying or selling, it can be complicated and stressful. Having an experienced property law solicitor is more than just a necessity, it essential for the protection of your future.
Remove the burden of property worries to leave yourself with more time to enjoy life. 828 Law can take you through all the conveyancing process in a straightforward way.
828 Law guarantee to answer your enquires within 24 working hours. 828 Law is open from 8am to 8pm Monday to Thursday, 8am-5pm Fridays.
Are you buying a home?
Make sure that you avoid costly mistakes. 828 Law provide step by step guidance through your, searches, survey, mortgage and legal work.
Are you selling a home?
To ensure smooth completion, ask 828 Law to prepare contracts that cover everything you need.
You will be ready to hand over your keys promptly.
Are you transferring your home?
If you think that transferring your home is the right option for you, ask an expert to help.
Avoid the pit falls. Get the facts from 828 Law.
Re-mortgaging your home?
Your new mortgage will be legally registered. All checks will be carried out and completed.
The balance of the new loan is then yours.
Planning to buy a New Build or perhaps a Right to Buy purchase?
Ask 828 Law to review any sales incentives attached to the purchase.
All necessary paperwork is presented to you in a straightforward way.
When is the best time to ask 828 Law to help?
828 Law is just a phone call or email away.
Open from 8am to 8pm Monday to Thursday, 8am to 5pm Fridays.
Providing legal advice, when it suits you.
Request a call back
If you would like us to give you call for a chat about your circumstances and options, fill in your details below. We'll get back to you as soon as possible.
Costs for your purchase
Our fees cover all of the work required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.
Conveyancer's fees - We do not charge additional fees for advising on Help-to-Buy ISAs or gifts. At 828 Law, this is all included within our fixed fees.
Legal fee £800.00
Electronic money transfer fee £35.00
VAT payable £167.00
Subtotal £1,002.00
Disbursements - Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.
Search fees £265.00
HM Land Registry Searches £7.00
HM Land Registry fee:-
This depends upon the purchase price of your property and whether it is already registered with HM Land Registry. The grid below can be used as a guide:-
|
Value |
Registered |
Un-registered |
|---|---|---|
|
£0 to £80,000 |
£20.00 |
£45.00 |
|
£80,001 to £100,000 |
£40.00 |
£95.00 |
|
£100,001 to £200,000 |
£100.00 |
£230.00 |
|
£200,001 to £500,000 |
£150.00 |
£330.00 |
|
£500,001 to £1,000,000 |
£295.00 |
£655.00 |
|
£1,000,001 and over |
£500.00 |
£1,105.00 |
(full details available here: https://www.gov.uk/guidance/hm-land-registry-registration-services-fees)
Stamp Duty or Land Tax:-
This depends on the purchase price of your property and whether you already own one or more residential properties. You can calculate the amount you will need to pay by using HMRC's website here:- https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/intro or if the property is located in Wales by using the Welsh Revenue Authority's website here:- https://beta.gov.wales/land-transaction-tax-calculator
|
Leasehold property - There are certain disbursements which will be set out in the individual lease relating to the Property. The disbursements which we anticipate will apply are set out separately below. This list is not exhaustive and other disbursements may apply depending on the term of the lease. We will update you on the specific fees upon receipt and review of the lease from the seller's solicitors. When buying a leasehold property, you should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property. We will confirm the ground rent and the anticipated service charge as soon as this we receive this information. Notice of Transfer fee – This fee if chargeable is set out in the lease. Often the fee is between £60-£250. Notice of Charge fee (if the property is to be mortgaged) – This fee is set out in the lease. Often the fee is the same as the Notice of Transfer fee above. Deed of Covenant fee – This fee is provided by the management company for the property and can be difficult to estimate. Often it is between £50 and £200. Certificate of Compliance fee - To be confirmed upon receipt of the lease. These fees vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents. |
How long will my house purchase take?
How long it will take from your offer being accepted until you can move in to your house will depend on a large number of factors. The average process takes between 4-12 weeks.
It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, purchasing an empty property with a mortgage in principle, it could take 4-5 weeks. However, if you are buying a leasehold property this can take between 2 and 4 months. Where a lease extension is required, it may be longer.
Stages of the process
Our fee above assumes that:
(a) this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction
(b) this is either a freehold property or the assignment of an existing lease and is not the grant of a new lease
(c) the transaction is concluded in a timely manner and no unforeseen complication arise
(d) all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation
(e) no indemnity policies are required. Additional disbursements may apply if indemnity policies are required
(f) completion takes place on the date agreed in the contract
(g) One contract is submitted to one buyer.
Costs for your sale
Our fees cover all of the work required to complete the sale of your home, including preparing your Contract of sale, dealing with redemption of your mortgage (if applicable), and responding to enquiries raised by your purchaser’s solicitors.
Conveyancer's fees - At 828 Law we provide a fixed fee to give you peace of mind.
Legal fee £700.00
Electronic money transfer fee £35.00
VAT payable £147.00
Subtotal £882.00
Disbursements - Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.
HM Land Registry Official copy entries £20.00 (payable up front)
Anti-Money Laundering search £15.00
Subtotal £35.00
Grand Total for sale of your property £917.00
How long will my house sale take?
How long it will take will depend on a number of conditions such as the length of the sale chain, the complexity of the property, and whether the property is freehold or leasehold.
Stages of the process
Our fee assumes that:
(a) this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction
(b) this is either a freehold property or the assignment of an existing lease and is not the grant of a new lease
(c) the transaction is concluded in a timely manner and no unforeseen complication arise
(d) all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation
(e) no indemnity policies are required. Additional disbursements may apply if indemnity policies are required
(f) completion takes place on the date agreed in the contract
(g) One contract is submitted to one buyer.